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Finding the right house is only half the battle; you also need to find the right mortgage loan. Just as no two houses are alike, no two mortgage loans are alike either. Interest rates and repayment terms are just the beginning.
 
We are also experts in mortgage refinancing. If you find yourself looking to take advantage of today's great rates to either lower your monthly payments or consolidate your bills, we have the very best loan programs and rates.
 
Open Mortgage specializes in matching homebuyers/owners with the right mortgages. We’re committed to providing the highest quality service available anywhere. Call us today to learn more about how we can help you buy your new home or refinance your existing mortgage loan.
 
We look forward to working with you!
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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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How Much Are Closing Costs When Purchasing a Home?

February 23, 2017

If you are buying a home, you’ll often hear the phrase “closing costs” thrown around by your lender or real estate agent. The term itself refers to all fees that are paid to third parties during the process of buying or selling a home.

Some closing costs are paid by the seller,

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Five Ways that Rising Interest Rates Can Be Positive

February 22, 2017

If you’re thinking about buying a home, you may have heard that interest rates are rising. Rising interest rates have powerful effects on the mortgage industry and individual homebuyers.

While many of these effects are seen as negative (such as buyers having higher mortgage payments),

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LTV – What it Is, Why It’s Important

February 21, 2017

Your credit score. Your down payment. Your closing costs. You may already know about the many different considerations and factors that go into owning a home. But you may not know about one of the most important terms of all: Loan-to-Value ratio, or LTV.

What is LTV?

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Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.
 

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